Is there an age limit for pay pal?

Is there an age limit for getting a pay pal account? If you are 16 and already have a bank account can you get a pay pal account for making purchases through Ebay?


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sophiav1 year ago

I have a debit card from chase and I am 16. My dad had to be there when I got the card and I'm pretty sure his name is associated with the account because they cannot hold a 16 year old accountable for anything. I was hoping to sell things on etsy with it and waited a looongg time for my dad to let me have one. The thing is that my dad doesn't want to be involved in anything so that's why it took so long. Now I got it but I think my dad has to be the one to register on etsy so that sucks. He's probably going to yell at me tomorrow. God help me.

thegeeke4 years ago
I wouldn't suggest giving them your main bank account. They have been known to freeze bank accounts if there is any type of dispute, and there are people who never regained control. (at least in the US.) I personally have a totally separate account for my paypal transactions... in a totally separate bank. While it is legal for your parents to setup your account with paypal, technically you do not own your account until you are 18, so they would need to be the ones to set that up. After that, it is legal. Is it a good idea? No. But it is legal.
canucksgirl4 years ago
Hopefully this answer helps...

While you must be 18 years or older to open a standard PayPal Account, there is something called a "PayPal Student Account", which you need the help and permission of a parent/guardian to open. With the account, you'll pretty much have the same benefits as with a regular account.
nurdee1 (author)  canucksgirl4 years ago
Cool I will check into that. Thanks a lot this I the most promising thing yet.
You're welcome. Let me know if you need anymore help. ;)
verence4 years ago
Yes, there is an age limit. Where to find that? On the Paypal website of course. If a company has such limits, the will publish them in the User Agreement (if they don't do, I would not do business with them).

The age depends on the country. For the US of A, it is:

2.1 Eligibility.  To be eligible to use the PayPal Services, you must be at least 18 years old and a resident of the ...

Full text of the PayPal User Agreement

On the page with the Legal Agreements for PayPal Services you can switch to other countries.

Took me longer to write this answer than to go to paypal.com and click on Legal Agreements...
Vyger4 years ago
You should be able share an account that is set up in an adults name. Just make an agreement with them and use your bank account as the main financial transaction. With paypal transactions go both ways, meaning that you can sell on eBay also and they then transfer the funds to you. So you need to work with someone you trust. Ultimately they are the legally responsible party which is why it needs to be someone that you trust and that trusts you. One really big thing to remember, EBay is an auction sight, and just like in a physical auction anytime you make a bid it is a binding offer. Meaning that it is as if you won the item and you can pay for it right there and then for that amount. The same is true for selling, when you list something you need to think of it as already being sold, you can't change your mind. I have sold some things on EBay for other people and I have insisted that they physically leave the item with me and consider it as already sold. If it doesn't get a bid then they can have it back but they need to think that way and so do you.
If you have a bank account its not just your account. You parents had to cosign for that account. Since you are under 18 you are considered a minor and can't enter into any legal contracts on your own. you have to have a legal guardian sign for you. When getting a paypal account you are entering into a legal contract with paypal. So they want only adults 18 and over so they have legal protection. Its hard to sue a minor over unpaid bills or other issues.