Introduction: Attractive Credit Card Offers for Your Convenient

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Nowadays credit card has become a necessity for several people. They use it for paying every bill such as for lunch, in restaurants and buying clothes and so on. And when talking about convenience nothing comes in comparison with credit cards.

Credit card offers you not only shopping convenience and safety but it also provides you discount coupons, bonus points, free insurance and cash-backs. But before going for any credit card it is necessary have proper information regarding it so as to get the best one suitable for you. Here are some credit card offers which are provided by credit cards.

Rewards: Most of the credit cards offer you with reward points on any purchase like airlines miles, points for redemptions, and cash-back offer.

No interest rate: Several cards provide 0% financing on all auto repairs for nearly twelve billing cycles from the date of purchase. Thus you can use your credit card for paying your car maintenance or repair payment of any amount without any interest.

Introductory offer: Credit card offers 0% introductory APR on purchases and balance transfers for six bills.

Security: Security is the main motive of all the credit cards, so now you get 24 hours customer services available for your convenience. Thus when required to update your credit card, believing that your card has been used by someone or getting details about the charges all this information you can avail through online service.

Convenience: When you have credit card there is relief from carrying cash in your wallet. When going for shopping you can use credit card to swipe because today most of the retailers have card swiping machines. People when going for shopping of heavy amount it is quite inconvenient to carry cash, here credit card is very helpful.

Balance transfer: Credit card offers you an opportunity to transfer your balance of one card with higher APR to another card having Low APR. this helps you to save lot of money. And they even provides 0% introductory APR for 6 or 12 months.

Access: Several payment options are available for these cards which allow you to access your funds easily and make on time payment as per your convenient.

No annual fees: There are several cards offering no annual fees. As they believe that you need not pay for utilizing there zero balance transfer credit cards services.

These offers allow you to enjoy the credit card rewards and pay less on your borrowed amount.

Tips to avoid credit card frauds

Credit card is the convenient way to make any type of payment. But several times you must have heard about the credit cards fraud and many people become its victim. To avoid these frauds here are some tips:

Immediately sign new cards: After receiving your replacement cards in the mail you should sign it in ink immediately. And you should destroy the old card by cutting it into small pieces.

Shred old credit cards receipt: It is always advised to shred the old receipt having your credit card number or any document which is not required any more but have your social insurance number. It will help you to prevent the common practice of criminal to find the receipt and stole your personal identity.

Never fax your card number: You should never fax your credit card number as for several hours it can lie in the basket at other end. Thus if anyone who is passing by that time can record your number. He can use it for any transaction which can lead you to credit card fraud. Even sometimes people can take out your credit card number while the fax is in transmission.

When suspecting issue call your credit card company instantly: All the credit card companies have 24 hours customer care service available for you. so incase you are suspecting any issue regarding credit card then it is better to call there are clear it immediately. This is because most of the fraud happens within the first hour or two before the victim can realize that he has lost his card. Thus it is good to inform about the lost card immediately because then your card will be locked and no transaction could be made, this will also spare you from being charged for any transaction.

After getting a credit card it is necessary to know about is offers and most importantly the frauds. This will help you to avoid frauds and make a good use of your credit card. so it is always advised that before going for any credit card it is essential to get detail information about it.