For this project I used:
Metallic gold spray paint
White polymer clay
This pendant cost ~$7 and took about 45 minutes to make. Most of that time was spent baking the clay and waiting for the spray paint to dry.
First, I shaped the base of the pendant with the polymer clay. Then I created the lotus. I found the easiest way to make most of the petals was to squish the clay into a flat sheet, cut out a teardrop shape, then cut it in half. For the central petal, I just kept the teardrop intact. I used the Xacto knife to define the petals a little more by carving around them BEFORE baking the clay.
The metal fastener was something I already had and so I poked holes into the clay where the fastener would attach to the pendant. Regardless of what kind of fastener you use, make sure to poke the holes BEFORE baking the clay. An alternative would be to crate your own jump ring type attachment out of wire and hot gluing it onto the back after baking the clay.
I baked the clay according to the instructions, spray painted it, and attached it to the ribbon necklace using the fastener.
Now I can dance around the house singing, "Do you want to build a snowman?" and "For the first time in forever."
If you create a pendant using this tutorial, I'd love to see it!