The basic material and legal basis of such responsibility is the provision of the Civil Code of Ukraine (CC), which in this case defining features of tortious liability, depending on the subject of damage, nature of injury, the financial condition of the person who inflicted damage, etc.
Step 1: Insurance!
The insurer usually reimburses only direct damages caused by the onset of task events in the contract (insurance claims), these events have the character of probability and randomness. Depending on the factor of possible occurrence of such events the conditions of the insurance contract, insurance rates and other indicators.
Step 2: Civil Liability!
Civil liability is established by law or contract the parties, it is compensatory in nature, because its goal - restore the violated property rights of individuals. Comes the subject of failure or improper fulfillment of obligations, wrongful acts of conduct offender, injury, causal connection between the behavior of the offender and damages, as well as guilt. No fault of the holder shall be liable only source of increased danger (cars, dogs, etc.).
Step 3: Criminal Liability!
Criminal liability may occur only under conditions stipulated by the criminal law and possible action by defining it