The only 'easy money' in this world, for working class people that is, is the money you save. Work is hard, but saving money isn't. I am admittedly lazy when it comes to budgeting. Also, I like spending money, so it's hard when I have to tell myself 'no'. But, since I'm not working outside the home right now, I like to feel like I'm contributing to the income (besides doing every single thing it takes to run a family primarily by myself AND working on remodeling projects!) by finding ways to save us money. So here goes: My top 20 list of the easiest ways to save your money starting now. Happy saving!
Step 1: Make A Budget
If you do, I promise you you'll be surprised at where some of your money is going. Budget out everything: you savings first, your house payment, your gas, miscellaneous expenses, all of it. I made my own spreadsheet for this years ago and I can see my whole month at once. After the initial time investment, you'll actually save time and money. Take care of your receipts at the end of each day for 15 minutes and you'll avoid doing it at the end of each week for over an hour. Having a budget can save you HUNDREDS of dollars every month.