1.Take the Betabrand pants template and duplicate it twice. After you make your duplicates you will need to crop the top half (front view) from the bottom half (back view). Using your second duplicate layer you will need to crop the bottom half (back view) from the top half (front view. This would make it easier to create different looks for both front and back (top and bottom of template).
2. Select the duplicate layers of the top half and bottom half (front view/back view) of the hoodie template. Crop away/erase the arms and the hood to make it sleeveless with a plunging neckline in the front. On the duplicate of the pant layers all you have to do is white out the seams between the legs.
3. Create a new layer for the texturing of the garment. I choose a texture that I already had and added it to my design. With the help of the magic wand I could crop around the dress template on the texture layer. I made a color layer and cropped it down to fit in the center of the dress creating the color blocking effect then I used my magic wand to make a perfect crop of the color block for collar of the dress.
5. Lastly, you want to merge all the layers in order and delete layers that aren't needed in the finish product then save :)