Step 2: Use a Pad
Many of the big tough hikers or ultralight junkies out there spurn the use of the pad--as did I, until I got a bag that requires one. This is fine, normally; granite's as good as a box spring from my point of view.
But when you're in extremely cold conditions, and especially when sleeping in the snow, it's a must. This Big Agnes pad is my favorite, though it takes about a half-life of plutonium to inflate, but virtually any pad will do. Closed-cell foam is obviously better for hiking in areas where punctures are a risk, and many prefer the convenience of self-inflating thermarests. As long as you have one, it doesn't really matter.