It only goes so far as necessary to swap out the front section of the phone to fix a broken screen.
I'm opting to fix this myself altho the phone is covered by insurance because the insurance deductible is $100 and the spare part on eBay is only $50.
If I wanted to be even cheaper, I could just cover the screen in a piece of clear packaging tape and continue using it indefinitely. The functionality of the phone is still intact.
Step 1: The problem
It's still operational, but sharper than it was.
The positive take -- it's a good excuse to do surgery on my new(ish) phone!