About:Your finance report is basically your history of how you borrow money. There are credit agencies that gather, maintain, update and share this information.The recent financial scandal in Nigeria has stirred local media attention and attracted international focus from all over the world. As word spread about the distribution of a billion dollar bailout, questions began to surface about the soundness of banks in this coastal African country.This article looks at a new offer from lenders. For a monthly fee (a percentage of your balance) they will let you suspend your repayments if your income decreases by more than a quarter. It could be the answer to the much needed breathing space many people currently need.Are you in need of finance for starting a new venture? Do you need to have money to survive your debt crisis? What are your options of getting money to take care of your expenses? A loan involves interest and repayment on time, a single month delay will spiral your interest rates to a level you can't imagine.A loan is a financial obligation provided from a bank or an institution. To avail the loan you need to have a good credit status, you need to provide collateral like your house, land, jewelry etc and you will need a guarantor who can take the responsibility in case you are not able to handle the payments.It has become very important for all businesses, including small ones, to be able to have access to business credit card offers. This enables them to have great buying power in ways that were ordinarily inaccessible. Years ago, only large corporations had access to large credit limits which, in turn, enabled them to basically destroy their competition like the "mom and pop" stores. It didn't allow for those who were in greater need, to be able to survive and keep up.The waves of foreclosures sweeping across the nation have been nothing short of catastrophic for many homeowners, but the current turmoil in the world economy has at the same time opened up many new opportunities for savvy real estate investors to build wealth. Since there are simply so many properties on the market right now and prices are so low; especially for foreclosed properties, there may never have been a better time than this very moment for getting into property investment.