preferably FREE and in photshop or publisher.?
You don't want to be designing these, just plugging text into them? You could try this one:http://www.freelabelmaker.com/red.html L
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http://www.lmgtfy.com/?q=how+to+make+bottle+labels Have fun.
Any graphics design tutorial for the word 'label' should suffice -- trouble is the labels are often 'water based glue' -- not peel and stick, and printing your own can be a pain.