Credit Building? Answered
I'm 19, and have no credit history.
I was considering getting a Wells Fargo Secured Credit card, and securing it with the $300 minimum collateral. What would be the best way to build credit with it? I was going to treat it like my debit card, only paying for things like gas, coffee here and there, and maybe a night out or two a month; then paying back the full amount I owe every month.
Would that be a wise choice? And how quickly could I improve my score?