Step 1: Head Figure
Usually I'd do the head, then facial features, then body outline, then hair, then details. Anyway start with the head shape.
Step 2: Body Figure
You can put the body in many shapes, I recommend using one of those little mannequin things for reference of figures. Fingers (if their strait down) should be halfway down the thighs . This should be a rough shape but also not total noodle arms.
Step 3: Hand and Feet Details
Here's where you define the hands, feet, fingers, toes. But also if they have shoes or gloves on or are holding things you define those things too
Step 4: Cloths
Add cloths and define open skin better
Step 5: Facial Features
Add eyes, nose, mouth, etc.... And also glasses and things
Step 6: Hair
Add cool crazy hair, or just regular hair, it's up to you
Step 7: Add Props
Add things that define your character (optional)
Step 8: Ink It
It dosn't matter what you use, but I find it art pens look better and don't smudge VS ballpoint pens