Introduction: How to Open a Bank Account

This instructables show you step-by-step on how to open an account.

Supplies

  • Valid Identification
  • Social Security Number
  • Minimum money to open account with

Step 1: Choose Your Bank

Choose the bank or credit union that is correct for you. Credit union tend to have lower fees and better interest rates on savings accounts and loans. Banks often have more branches and ATMs nationwide.

Step 2: What Account?

Pick the type of account you want. Whether it's a savings account or checking account.

Step 3: Go Visit the Bank

Next, you need to visit the bank and tell them you would like to open an account

Step 4: Ask Questions

Ask important questions about the account, such as “Do it have a monthly fee?”, “Is there a minimum balance required?”, “What is the interest rate?”, “What kind of overdraft protection does the account offer?”

Step 5: Give the Necessary Info

Give the necessary information to create your account. If you are under 18, you’ll need someone over the age of 18 to open the account with you.

Step 6: Keep It Safe

Keep the documents with your account and routing number in a safe place.