This Instructable shows you how to arrange a text on an image in photoshop
Step 1: Opening the Image
Open an image in Photoshop by dragging the image file onto the Photoshop application icon.
Step 2: Creating the Text
Click on the text tool and pick a font, size, and style.
Step 3: Typing Text
Click on the picture and type the words you want. This creates a new layer above the background layer.
Step 4: Moving the Text
Move the text to the location of your choice using the move tool.
Step 5: Layers
If you want to change the font, size, or style of the text, select the text layer in the Layers Palette, then click on the text tool and highlight the text. Once the text is highlighted, you can change any of those attributes. When the text changes are finished, press the ‘enter’ key.
Step 6: Saving
When you’re finished editing and placing the text, select 'save as' from the Photoshop 'file' menu to save the image. To save the layers for future editing, select TIFF or Photoshop for the file format.