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Chances are, you have actually seen commercials boasting the benefits of a reverse mortgage: "Let your house pay you a month-to-month dream retirement income!" Sounds great, ideal? These claims make a reverse mortgage sound nearly too great to be real for senior house owners. However are they? Let's take a more detailed look. A reverse home mortgage is a type of loan that utilizes your home equity to supply the funds for the loan itself. It's generally a chance for retirees to take ad…