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Joined September 20th, 2020
However, you normally get a specific number of years at the start of the loan duration throughout which the interest rate is repaired. For instance, if you have a 7/1 ARM, you get seven years at the fixed rate after which the rate can be changed as soon as each year. This means your monthly mortgage payment might increase or down to represent modifications to the rates of interest. If you're 62 or older and want cash to pay off your mortgage, supplement your earnings, or pay for healthcare expe…
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