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You can also opt to secure your spouse or other dependents with the earnings, and you can even guarantee that the earnings will grow with inflation. Annuities sound excellent on the surface, but remember that lots of pay low interest rates, have high charges and restrict your capability to access your money so they're not for everyone. Consumer Affairs' annuities contrast tool is a good starting point for researching and choosing an annuity that fits your needs. A couple of years back, Consulti…
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